Need advice to explore my options (non-target offers, can I do higher finance?)

Hi all,

I just finished my A-level exams and I am stuck. I believe I have done better than what I predicted to achieve (BBB) in econ psychology and law, and I initially applied to non-target universities (Sheffield Hallam, MMU, Uni of Kent, Uni of Lincoln) to study mainly banking, finance and investment. I was not aware at the time of applying that I have very little chances of getting into higher finance by going to a non-target. The real question I suppose I am trying to ask is: in case I do get better grades than I was expected, do I: take a gap year and reapply to a semi-target; do a Masters at a target/semi target; or go through Clearing 

Best regards, Szymon