Deloitte India S&O vs Fintech Startup

Hi,

I am a final year Economics undergrad student from a tier-1 university in India, currently interning with a fintech startup called Drip Capital- a very well funded trade finance startup that aims to solve the working capital woes of SME exporters in emerging markets by using data as opposed to traditional risk underwriting processes that make borrowing from banks unaffordable for SMEs (banks determine such clients as very risky right off the bat and as a result levy a hefty interest rate). I do have a PPO from Drip for the position of an Economist (a glorified research analyst). My major concern with taking this offer is how specialised the company is. They offer only one product at the moment and to only one market (India), and while they might diversify in the near future, they will still always be a trade finance company.

On the other hand, I do have an offer from Deloitte India S&O for an Analyst position. While I do not see myself doing consulting all my life (I'd like to eventually migrate into strategy at a startup), I'm thinking working at Deloitte- while it isn't MBB or an ATK, Oliver Wyman etc. - isn't the worst option to have. If any of you have actually worked at Deloitte India S&O, some insight into the quality of work for analysts would be appreciated.

Also, something to keep in mind is that I am keen on pursuing an MBA from a tier 1 university in India (ISB, IIM) or abroad maybe two years down the line. Do you think Deloitte India S&O will carry much clout when it comes to applying to such institutes?

 

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