BB Commercial Banking > BB Public Finance after only 1 year?

Hello monkeys. I am currently a 1st year commercial banking analyst (started summer 2023) at a BB Bank on our tax-exempt team (municipalities, tax-exempt healthcare, higher ed). I love the tax-exempt world and am not interested in any other coverage groups. I love going on MSRB and reading official statements, or reading state's general statute of bonds can be issued by municipalities. I'm weird like that. Much of the work I do is similar to our own PF team, except our functions are just different.

But I'm interested in switching to PF for 2 reasons.

1) I'm looking for a pay bump alongside a more credit-focused position. I make about 80k as of now, and could make upwards of 115k by switching (I understand hours are more). I'm also not entirely loving my current role - I'm very analytical and good with numbers. But because my program is rotational, I'm no longer in a credit facing role, and will do (what I consider) mind numbing non-credit work for the next 2 years. I'm also not guaranteed to place in a credit role when placing as associate.

2) I'm not happy in my current city. It's a smaller mid-west city, which I've lived in for 5 years now. My vibe just doesn't match this city, and I feel like I'm just coasting here. I want move to NYC, and I feel very strongly about it after mulling pros and cons for ~6 months. I've also had 6 trips there so far this year (both working and for fun), so it's not ill informed. Most of my best college friends also live there. None in my current city.

However, I'm cautious to leave my current bank because:

• It's my dream job. I see working there as laying the foundations for a future career in public service given its prestige. I'm also not worried about exit ops given my career goals, which I understand PF is not known for.
• The potential consequences of leaving 1 year early - will there be burned bridges? Will it reflect bad in the future? Will my current employer find out I'm looking?

For what it's worth, my manager says it's possible to move to NYC when I rotate later this year for Analyst 2, but that I should bet on relocating when I become associate in late 2025/early 2026. For me, that is too late to move there. I have one life and want to live there at this age. Even then, it's not guaranteed I will be placed in NYC, nor is it guaranteed I will be in the same coverage group in Analyst 2 or associate.

What would you all do?